Individual end user / Business end user

The two end-user types in the pilot, each served by a different pilot-psp role.

Individual end user

A consumer onboarded by a distributing PSP. Gets a dean, can optionally register an alias (phone number), funds/defunds their beta digital euro balance, and makes P2P/ P2B payments (online or offline). Authentication depends on channel — see src-functional-requirements §1.3.

Business end user

A merchant onboarded by an acquiring PSP for acceptance of beta digital euro. No alias support (FUR.15 — business end users cannot use an alias as an identification method). Handles waterfall funding, refunds, SoftPOS/e-commerce acceptance.

pilot-psp · dean · alias · funding-and-defunding · online-and-offline-payments